Roth Ira Income Limits 2024 Single. Single taxpayers must have a magi of less than $161,000 but qualify for a reduced contribution from $146,000 to $160,000. The income limit to contribute the full amount to a roth ira in 2024 is $146,000, up from $138,000 in 2023.
Contribute the maximum roth ira amount: The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000.